Claimio vs Soldo
Claimio is a UK expense management app and an alternative to Soldo that focuses on reimbursing employees for out-of-pocket expenses rather than issuing prepaid spending cards.
Soldo is a prepaid card and spend management platform. Claimio is a reimbursement-first expense tool — no cards to issue, no wallets to top up, no float to manage.
Prepaid cards vs reimbursement
Soldo works by issuing prepaid Mastercard cards to your employees, which you pre-load with company funds. Spending is tracked in real time and receipts are matched automatically.
This model makes sense for businesses that want to control spend before it happens. But it requires maintaining a float, issuing and managing cards, and onboarding employees to a new payment method.
Many UK small businesses already have a simple setup that works: employees pay for things themselves and claim back at the end of the month. Claimio supports that workflow with AI receipt scanning, in-app approvals, and direct Stripe reimbursements.
Side-by-side comparison
| Feature | Claimio | Soldo |
|---|---|---|
| Model | Reimbursement | Prepaid cards |
| Cards required | No | Yes |
| Float / pre-funding | Not needed | Required |
| AI receipt scanning | ✓ | ✓ |
| Direct Stripe reimbursement | ✓ | No |
| Xero / QuickBooks / Sage | ✓ Business plan | ✓ Available |
Pricing
Claimio starts free. The Business plan is £49.99/month — accounting integrations, up to 100 team members, 150 AI credits/month, custom codes, and priority support included.
Try Claimio free
No cards to issue. No float to manage. Just faster expense claims.